Execute RBI-compliant gold loan agreements in minutes

Comply with the 6 RBI gold loan agreement rules FAST
Integrate with your LOS/LMS and execute documents instantly
20+ leading gold lenders are executing compliant paperwork via Leegality
HDFC Bank logo with a blue rectangular background, white text, and a red square symbol on the left.

Easily comply with the RBI's gold loan agreement rules

Templates are centrally maintained and locked — same version across all branches

Clause 368 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 48 of RBI Responsible Business Conduct Directions for NBFCs

Fields are auto-filled from LOS/LMS — no chance of omission

Clause 369 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 49 of RBI Responsible Business Conduct Directions for NBFCs

Fields are auto-filled from LOS/LMS — no chance of omission

Clause 368 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 48 of RBI Responsible Business Conduct Directions for NBFCs

Flow does not proceed until all valuation fields are filled in

Clause 366 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 50 of RBI Responsible Business Conduct Directions for NBFCs

Geofencing and liveliness to ensure valuator and borrower are present

Clause 370 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 46 of RBI Responsible Business Conduct Directions for NBFCs

Borrower chooses their language; documents displayed in that language

Clause 371 of RBI Responsible Business Conduct Directions for Commercial Banks · Clause 51 of RBI Responsible Business Conduct Directions for NBFCs

Decor SignStation 1

Indel Money executes gold loan agreement in 2 minutes

“I'd highly recommend Leegality to any gold lenders seeking a reliable and efficient digitalization solution”

Stanny P
AVP, Operations, Indel Money
Read case study

SBFC Finance executes gold loan agreement in less than 2 minutes

“A customer came up to us and said ‘Sir apki chai toh nahi aayi par mera loan disbursal ho gaya’. That’s the biggest compliment we can receive.”

Ganesh Vaidya
CTO, SBFC Finance
Read how they did it

Sudhan Gold Loan runs 350 branches across 9 states paperless

“Our 350 branches are spread across 9 states. In the physical process, costs like daily allowance, travel allowance, employee overheads all pile up. After implementing Leegality, all of that has been eliminated.”

Swapnil Ghan
Co-founder, Sudhan Gold Loans
Read case study

Prevent fraud at the branch level

Verify the person eSigning is the actual borrower — via Face Match and Aadhaar eSign verification

Block blank form eSigning by branch staff

Gold loan bookDecor SignStation 2

See how to implement RBI-compliant digital loan agreement flow in our playbook (with product screenshots)

See what a fully compliant gold loan agreement journey looks like

55M+

eSigns

12M+

eStamps affixed

2500+

Complex document workflows run daily

6L+

fraudulent eSigns blocked

(2025 numbers)

“Earlier it used to take us 7 minutes per customer to print, sign and store agreements. With Leegality, the process now takes less than 2 minutes.”

Ganesh Vaidya, SBFC Finance
Ganesh Vaidya
Chief Technology Officer
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“I am able to manage 350 branches with just a 20 member IT support team. Without the paperless process this would have been impossible”

Swapnil Ghan, Sudhan Gold Loan
Swapnil Ghan
Co-founder
Read Case Study

“I would 100% recommend Leegality for other gold lenders considering a switch to paperless agreement processes.”

Pragnesh Soneji, SBFC Finance
Pragnesh Soneji
Chief Business Officer
Read Case Study

Sign up for our custom demo

In our custom demo, we will:

Discuss your use case for 20 minutes before demo day
We’ll prepare a custom demo tailored for your use case - you can ask us anything in this
We’ll give you a free sandbox testing account

Do you have less than INR 3 Lakh annual budget for this?

You'll need to use the Leegality License-Free Basic Plan. Click Create Account to Get Started
Get Aadhaar eSign, Digital Stamping and API Access at zero license fee
You'll hear from us in less than 24 hours
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