Leegality Smart User Liveliness
About the Feature
Cyber fraud is skyrocketing and it is costing banks big time. Scammers are using photo playbacks, prerecorded videos, and other advanced spoofing methods to commit fraud. But traditional verification systems - built to verify the identity of signers - have a hard time detecting if a real person is presenting these verifications.
This puts banks at significant risk of unauthorized signatures and identity fraud.
That is why we built Leegality Smart User Liveliness - an AI-based face liveliness solution that detects if the real authorised signer is signing your documents.
Built in-house and fine tuned for banks and NBFCs - it automatically cross-checks each liveliness verification attempt against an enormous dataset of similar actions. This ensures that the signing is attempted by a real person and weeds out any anomaly.
Since the signer is not required to take any additional steps in the signing journey, this is also extremely user-friendly.
It can also be customised for specific fraud-prevention scenarios that you might need.
Using Leegality Face Match with Smart User Liveliness
Leegality Face Match verifies the identity of your signer against their KYC photographs. Combined with Smart User Liveliness, these features ensure that the correct signer is actively present during the eSigning process.
- Annapurna Finance
- DMI Finance
- Federal Bank
- IIFL Home Finance
- Muthoot Microfin Ltd
and more
- Prevent camera spoofing or other similar fraud attempts by the signers
- Ensure your documents are signed by a real person
- Do multiple verifications with a single face capture
Photo and video manipulation is used by scammers to avail loans in the name of other people. Smart user liveliness stops this, especially in:
- Loan agreements where it can confirm that the applicant is genuinely present when submitting their documents
- Lease documentation by verifying that the lessee (tenant) is physically present and consenting to the lease terms during signing
- Patient consent forms to confirm patient or legal guardian is physically present when providing consent for treatment or procedures, reducing the risk of disputes over consent validity
- Vendor contracts, where it confirms that the signee is actively engaged and present, preventing fraud or misrepresentation