The complete guide to RBI-compliant KFS implementation

Technical implementation guides for each of RBI’s 7 KFS requirements
vernacular KFS, verifiable acknowledgment, updates to KFS etc
Visual implementation examples
40+ screenshots that will help you build digital KFS flows for remote and assisted journeys
20+ Implementation FAQs
Answers to ambiguous questions like "Do vernacular declarations comply?" and "How to handle mid-loan KFS changes?"
Compliance Checklist
Audit your existing KFS flow against RBI requirements

In FY'25, RBI penalized 4 different lenders for KFS related violations

In the same time period, we’ve helped 25+ lenders build RBI-compliant digital KFS flows

We’ve distilled our learnings into this playbook

Frequently asked questions

How did you ensure this book is accurate?

3 key ways:
- We have studied the KFS Circular in detail - more than 50 times (seriously). 
- We have also spoken to multiple lenders to understand market realities and RBI expectations. 
- We have studied RBI penalties over the past 18 months

Can I give feedback on the playbook?

Yes, you can give feedback on the playbook by writing to us at communications@leegality.com

Can I get a physical copy of this playbook?

Absolutely - write to us at communications@leegality.com

Can you help me with digital KFS implementations?

Yes we can. Email us at communications@leegality.com with the subject line “KFS Help”